Money Advice.

Our team of money experts are here to work with you to help manage your money, escape debt and improve your budgeting skills.

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If you fall behind with your rent or are worried about your money, call us as soon as you can on 0300 456 2531 and ask to speak to one of our money coaches or email moneyadvice@futureshg.co.uk

Easy ways to pay

Our Services.
Budgeting tools
Banking for beginners
Debt advice
A quick guide to Universal Credit and other welfare reforms
Useful links

• If you're struggling to budget, give our Money Advice team a call to work through your income and outgoings

• Download our weekly spending diary

Visit the Money Advice Service for information about opening or switching an account.

Have you considered a credit union? They are financial co-operatives which are owned and controlled by their members. They offer savings and good value loans. Check them out:

Derbyshire Community Bank

Northamptonshire Credit Union

Follow these top tips from our money advisers to tackle debt: 

• Don’t panic 

• Write down all your debts 

• Deal with debts that could result in you losing your home, going to prison, paying a fine or having your gas and electricity cut off, first  

• Check you are claiming all the benefits and tax credits you are entitled to

• Do not borrow money to pay off debts

• Get in touch with everyone you owe money to and explain your situation  

• Always go to court hearings 

• Keep copies of all the letters or forms you send, complete or receive 

• Find out everything you need to know about Universal Credit here 

Benefit cap, bedroom tax, etc here 

• Downsizing: swap your home

• Find out if you’re eligible for more help with this benefits calculator  

• Visit Money Saving Expert for brilliant money saving

• Visit the Government’s Money Advice Service

• Debt advice from Step Change

• Save on your utility bills with The Energy Saving Trust 

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