If you stop being a Futures Housing Group customer, and you still owe us money, we will not write it off.
We call these debts ‘former tenant arrears’.
If you are struggling to pay, we can give you help and advice with your finances and work together to agree a payment plan
If you choose not to pay us, we will attempt to recover what you owe us through more formal routes which could include legal action.
When you decide to leave your property you must give us four weeks’ notice in writing (rent is still due for these four weeks). If you leave before this time you will be charged rent for the whole four-week notice period.
If you claim Universal Credit, you need to tell the benefits office the date you intend to leave the property. If you leave the property before the end of the four-week notice period, you will receive your housing benefit only up to the date you moved out. You will have to pay the difference up to the end of the tenancy.
You must advise us of the death and of the date you intend to return the keys. We will send you an end of tenancy form. You must fill this in this and send it back to us with a copy of the death certificate. The tenancy will end on the following Monday after the keys have been returned.
Please note that benefits will end within a week of the tenant’s death. Rent and other service charges will continue to be charged for the property until the keys are returned.
If you owe Futures money when you move out (for example, unpaid rent) and do not give us your new address, we may use a tracing agency to find you.
Once we have found you, we will give you the chance to pay what you owe to clear the arrears on your account.
If you refuse to pay, we will pass your details to a debt collection agency or take court action to recover the debt. This may lead to extra legal costs.
Any debts you have after ending a tenancy could stop you from being offered a property by Futures Housing Group or any other housing provider in the future.
Details of your arrears will be included in any reference we provide regarding your tenancy and could have a negative effect on your credit rating.
We have a money advice team which is dedicated to working with you to help you manage your money.
If you are in arrears, or struggling to pay your rent and bills the team is on hand to give advice, help set up new payment schemes and negotiate with other organisations on your behalf.
If you would like to book a money advice session, call us on 0300 456 2531 and ask to speak to the money advice team.