Why do I need home contents insurance?

16 October 2020

If you rent your home, your landlord may not provide insurance cover for your possessions as part of the tenancy agreement. So it’s a good idea to think about what a home contents insurance policy would cover you for so that you can make the right choice about whether you need one.

No matter how careful you are, there’s always a risk that your belongings could be broken, damaged or stolen so home contents insurance can help provide peace of mind.

To help you decide whether home contents insurance is right for you, Futures Housing Group has teamed up with Thistle Tenant Risks, and Ageas Insurance Limited who provide the My Home Contents Insurance Scheme, a specialist tenants contents insurance policy.

The Scheme can offer you insurance for the contents of your home including cover for items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.

If you want to find out more:

  • ask your local housing officer for an application pack
  • call Thistle Tenant Risks on 0345 450 7288
  • visit for more information or to request a call back.
The National Housing Federation is an appointed representative of Thistle Insurance Services Ltd. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority FRN 310419. Registered in England under No. 00338645. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group.
You can read Thistle Insurance Services Ltd's data protection privacy policy at
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