Insurance

We are responsible for insuring the structure of the building up to its full reinstatement value. Under the terms of the lease we are entitled to recover the cost of the annual premiums from you.

This cost is included in your service charge invoice. It is a condition of your lease that you have this insurance.

Your property is insured from April to March of each financial year regardless of when you are recharged the premiums.

We do not insure the contents of your home. Neither do we insure your belongings or decorations against accidents or theft that are not caused by our negligence.

We strongly advise you to take out your own contents insurance which should also cover you against loss, theft or damage caused by you or your property (e.g. leaking washing machine) to other people’s property or belongings.